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By law, any partner’s death automatically _____ the partnership.
All statements on an application are regarded as:
A Social Security disability beneficiary is covered under Medicare after entitlement to disability benefits for ____ months or more.
When trying to take over a business, the surviving spouse often finds that:
Often, a major problem with leaving a business to a son or daughter is that:
When involved in buy-sell agreements, insurance agents must remember that:
When a partner dies, experience has shown that the ____ generally turn first to the surviving partners to purchase the business.
After the death of a sole proprietor, the business’s continuance can be provided for in one of two ways. Which of the following is ONE of the two ways:
Usually, the best route for a sole proprietor with no children or relatives to follow is
The biggest difficulty in selling a business is usually in determining the value of:
Currently, the maximum base earnings subject Medicare tax is:
Medicare pays for hospital care if the patient meets four (4) conditions. Which of the following is NOT one of the four:
Medicare’s annual deductible for hospitalization:
The additional premium for Part “B” benefits is:
One pair of eyeglasses is provided under Medicare:
Should it be necessary to correct a mistake on an insurance application, the applicant must:
Life insurance is a contract between an individual and:
In a life insurance contract, a person is a minor only until age:
Any changes that are made on a completed application must have the approval of:
The grace period in a life policy is the time beyond the due date you are permitted to:
The proposed insured is the person whose ____ is being insured.
The applicant is the person:
The following person is the only one that can change an irrevocable beneficiary:
As a rule, a surviving spouse is eligible for Social Security benefits until the youngest child reaches age:
When COBRA is elected by a disabled beneficiary, the premium may be increased after 18 months to which of the following percentages:
Employees must notify the plan administrator of a divorce, legal separation or a child ceasing to be covered within:
The initial premium payment must be made within ____ days after the date of the COBRA election by the qualified beneficiary.
In most states, a person is not considered an adult until they are ____ years of age.
Most states now require that the insurance company become part of the legal:
When COBRA is elected, the premium increase cannot exceed which of the following percentages:
Medicare goes into effect at age 65:
Once COBRA coverage is elected, who is responsible for the payment of premiums:
COBRA law does not apply to plans sponsored by which ONE of the following choices:
Hospice care provides the following benefit periods for a terminally ill patient:
If the actual cost of a hospital stay is less than the DRG payment, the hospital:
There are currently about ____ diagnosis-related groups (DRGs).
Medicare will pay for skilled nursing care at 100% of the approved charges for the first ____ days.
If the actual cost of a hospital stay is GREATER than the DRG payment, the hospital:
Hospital insurance can pay for home health visits if four conditions are met. Which one of the following is NOT one of the four:
Part A of Medicare is described as: